Who we are

We are PAIDSO NETWORK, an info-digital company registered with the Nigeria Corporate Affairs Commission (CAC) to provide the following services 1. Business Support/Development 2. Advertising and Marketing 3. Software Development 4. Web Design and Intranet Development services. Our website address are: https://www.paidsonetwork.org

Information we collect and use

  • We collect information about you from a variety of sources, such as: registration,website visits, applications, identification documents, curriculum vitae, comments on blog, interactions with relationship managers, and other written or electronic communication reflecting information such as your name, address, passport details, identification numbers, biometric information, email, telephone number, occupation and any other information we deem necessary.
  • We use the aforementioned information to help give you better personalized services and to manage your account with us on an exclusive basis.

Use of personal information

The collection and use of personal data by PAIDSO NETWORK is guided by certain modus operandi. These principles state that personal data should
  • be kept safe from unauthorised processing, and accidental loss, damage or destruction using adequate technical and organizational measures.
  • be processed fairly, lawfully and in a transparent manner.
  • be obtained for a specified and lawful purpose and shall not be processed in any manner incompatible with such purposes.
  • be adequate, relevant and limited to what is necessary to fulfil the purpose of processing.
  • be accurate and where necessary, up-to-date. In the event data is inaccurate, steps should be taken to rectify or erase such data.
  • Not be kept for longer than necessary for the purpose of processing.
  • be processed in accordance with the data subject’s rights
Any personal information provided by you to PAIDSO NETWORK will be used with your consent, or when we have another lawful reason. These include
  • Cases where processing of personal data is required for compliance with legal and/or regulatory requirements.
  • Cases where processing is required to protect your vital interest or that of any other natural person.
  • Cases where processing is required for an activity to be carried in significant public interest.
  • Cases where processing is required for legitimate interests of PAIDSO NETWORK or a third party insofar as this does not conflict with the requirements for the protection of your personal data.
Your personal information is used in:
  • Updating and enhancing PAIDSO NETWORK’s records
  • Executing your instructions.
  • Establishing your identity and assessing applications for our products and services
  • Pricing and designing our products and services
  • Administering our products and services
  • Managing our relationship with you
  • Managing our risks
  • Identifying and investigating illegal activity (i.e.), such as fraud
  • Contacting you, for example in instances where we suspect fraud on your account or when the need arises to tell you about recent occurrences in the banking sector or some event(s) of significance.
  • Conducting and improving our businesses and improving your experience with us
  • Preventing money laundering or terrorism financing activities.
  • Complying with our legal obligations and assisting government and law enforcement agencies or regulators/supervisors
  • Identifying and informing you about other products or services that we think may be of interest to you.
  • Processing your job application if you apply for a job with us.
We may also collect, use and exchange your information in other ways permitted by law.

Email Address

We use your emails address as a means of identity check and for communication to inform you about business activity going on on your account or transactions you have carried out through email. We also keep you informed about changes, maintenance, promotion and general information of vital update you need to know. We will not use your email to spam you neither will we in any way share or sell your email or any other contact information you have provided with a third party.

Phone Number

We use your phone number as a means of identity check and for communication to inform you about business activity going on on your account or transactions you have carried out through sms. We also keep you informed about changes, maintenance, promotion and general information of vital update you need to know. We will not use your phone number to send unnecessary messages neither will we in any way share or sell your email or any other contact information you have provided with a third party.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

Cookies are small text files stored on your computer or mobile devices whenever you visit a website. Cookies have many uses, such as memorizing your preferences to tailor your experiences while on our site– or to help us analyse our website traffic. If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Non-personal information collected by us

In order to achieve our goal of providing you with the best  service, we sometimes collect certain information during your visits to perform certain tasks such as grant you access to some parts of our web site or conduct research on your behaviour on our site in order to improve our services. We will not disclose your information to any person outside our organization except as described in this Privacy Policy.

Use of personal information

The collection and use of personal data by PAIDSO NETWORK is guided by certain principles. These principles state that personal data should
  • be processed fairly, lawfully and in a transparent manner.
  • be obtained for a specified and lawful purpose and shall not be processed in any manner incompatible with such purposes.
  • be adequate, relevant and limited to what is necessary to fulfil the purpose of processing.
  • be accurate and where necessary, up-to-date. In the event data is inaccurate, steps should be taken to rectify or erase such data.
  • Not be kept for longer than necessary for the purpose of processing.
  • be processed in accordance with the data subject’s rights
  • be kept safe from unauthorised processing, and accidental loss, damage or destruction using adequate technical and organizational measures.
Any personal information provided by you to PAIDSO NETWORK will be used with your consent, or when we have another lawful reason. These include
  • Cases where processing of personal data is required for the fulfilment of a contractual obligation.
  • Cases where processing of personal data is required for compliance with legal and/or regulatory requirements.
  • Cases where processing is required to protect your vital interest or that of any other natural person.
  • Cases where processing is required for an activity to be carried in significant public interest.
  • Cases where processing is required for legitimate interests of PAIDSO NETWORK or a third party insofar as this does not conflict with the requirements for the protection of your personal data.
Your personal information is used in:
  • Updating and enhancing PAIDSO NETWORK’s records
  • Executing your instructions.
  • Establishing your identity and assessing applications for our products and services
  • Pricing and designing our products and services
  • Administering our products and services
  • Managing our relationship with you
  • Managing our risks
  • Identifying and investigating illegal activity (i.e.), such as fraud
  • Contacting you, for example in instances where we suspect fraud on your account or when the need arises to tell you about recent occurrences in the banking sector or some event(s) of significance.
  • Conducting and improving our businesses and improving your experience with us
  • Reviewing credit or loan eligibility.
  • Preventing money laundering or terrorism financing activities.
  • Complying with our legal obligations and assisting government and law enforcement agencies or regulators/supervisors
  • Identifying and informing you about other products or services that we think may be of interest to you.
  • Processing your job application if you apply for a job with us.
We may also collect, use and exchange your information in other ways permitted by law.

Automated Processing

We sometimes use automated systems and software to help us reach decisions about you, for example, to carry out security, fraud and money laundering checks, or to process your data when you apply for some of our products and services. This type of processing is carried out under lawful basis and you can contact us to request that automated processing be reviewed by a human being if you detect any inaccuracies in your personal data.

How we protect your information

We take appropriate technical and organizational measures to prevent loss, unauthorized access, misuse, modification or disclosure of information under our control. This may include the use of encryption, access controls and other forms of security to ensure that your data is protected. We require all parties including our staff and third-parties processing data on our behalf to comply with relevant policies and guidelines to ensure that information is protected in use, when stored and during transmission. Your personal information with us remains secure because:
  • We use strict security measures and technologies to prevent fraud and intrusion.
  • Our Security controls and processes are regularly updated to meet and exceed industry standards.
  • Our employees are trained to respect the confidentiality of any personal information held by us
Where we have provided you (or where you have chosen) a password which grants you access to specific areas on our site, you are responsible for keeping this password confidential. We request that you do not to share your password or other authentication details (e.g. token generated codes) with anyone.

Where we store your Information

All Personal Information you provide to us is stored on our secure servers as well as secure physical locations and cloud infrastructure (where applicable) for the purposes of providing seamless services to you, including but not limited to ensuring business continuity, the data that we collect from you may be transferred to or stored in cloud locations at globally accepted vendors’ data center. Whenever your information is transferred to other locations, we will take all necessary steps to ensure that your data is handled securely and in accordance with this privacy policy.

How long we store your information

We retain your data for as long as is necessary for the purpose(s) that it was collected. Storage of your data is also determined by legal, regulatory, administrative or operational requirements. We only retain information that allows us comply with legal and regulatory requests for certain data, meet business and audit requirements, respond to complaints and queries, or address disputes or claims that may arise. Data which is not retained is securely destroyed when it is identified that is no longer needed for the purposes for which it was collected.

Your rights

You have certain rights available to you, these include
  • The right to access your personal information held by us. Your right of access can be exercised by sending an email to info@paidsonetworld.com
  • The right to rectify inaccurate or incomplete information.
  • withdraw consent for processing in cases where consent has previously been given.
  • restrict or object to processing of your personal data. We might continue to process your data if there are valid legal or operational reasons
You also have the right to:
  • Request that your personal data be made available to you in a common electronic format and/or request that such data be sent to a third party.
  • Request that your information be erased. We might continue to retain such data if there are valid legal, regulatory or operational reasons.

Maintain accurate information

Keeping your account information accurate and up to date is very important. You have access to your account information, which includes your contact information, account balances, transactions and similar information and they can always be updated by you regularly. If you discover any inaccuracies in your personal information, please promptly notify us, via our branch network or Contact Centre, and provide the required documentary evidence, to enable us to implement the necessary updates or changes.

Social medium platforms

PAIDSO NETWORLD may interact with registered users of various social media platforms, including Facebook, Twitter, Google+, LinkedIn and Instagram. Please note that any content you post to such social media platforms (e.g. pictures, information or opinions), as well as any personal information that you otherwise make available to users (e.g. your profile) is subject to the applicable social media platform’s terms of use and privacy policies. We recommend that you review this information carefully in order to better understand your rights and obligations with regard to such content.

Privacy of children

PAIDSO NETWORK’s Policy contains the following disclosure statement for children: “PAIDSO NETWORK respects the privacy of children. We do not knowingly collect names, email addresses or any other personally identifiable information from children. We do not knowingly market to children nor do we allow children under 18 to open online accounts.”

Promotional messages

PAIDSO NETWORK may sometimes contact you with products or services that we think may be of interest to you. If you don’t want to receive such promotional materials from us, you can opt out at any time by sending an email to info@paidsonetwork.o

Privacy policy changes

This policy may be revised on an ad-hoc basis to reflect the legal, regulatory and operating environment and such revised versions will automatically become applicable to you. We will post any revisions we make to our Privacy Policy on this page and such revised policy becomes effective as at the time it is posted. We will notify you when any changes to our privacy policy have been made. We also encourage you to check this page from time to time for updates to this policy.

Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to info@paidsonetwork.org  
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